Christine McAfee Realtor

I've recently hosted a Pampered Chef party and was awarded $70 of free merchandise. I am willing to pay it forward to anyone out there that has a client, friend, family member that is in need of kitchen/cooking supplies. I can send you a link to my party which the order needs to be in by tomorrow. Please only if you know of someone that has just moved into a new place or is in need of a pick me up! PM me please and I will send you the link! I am willing to split into two parties at $35 each. There are plenty of goods under that amount that would be helpful in the kitchen!! Thank you and God Bless.

Get Ready for Home Ownership Build a good credit history and be aware of your score and issues up front Meet early on with your Coldwell Banker Residential Brokerage agent to plan your purchase strategy... Find out what type of mortgages you qualify for and get a pre-approval letter Save money for a down payment (typically 3.5%-10% of property’s value) Find the Right Property Determine what is important to you, such as particular schools, neighborhood amenities, monthly mortgage payment, public transportation, walkability, etc. Make sure you include homeowner’s assessments, community fees and taxes when calculating the monthly mortgage payment Ask for an estimate of utilities so you can factor those costs into your housing budget Make an Offer Read all contracts before signingmake sure you understand all of the terms, ask questions of your agent Place a competitive bid and be prepared for sellers counter-offers and negotiations on terms Only one offer will result in a sale, so be prepared to move on if your offer is not accepted Ensure the property is to be inspected by a licensed home inspector During the Contract Period If inspections turn up problematic issues, be prepared to work them out with the seller Acquire title insurance, preferably the enhanced policy where possible Protect your new asset by obtaining insurance such as homeowner’s, flood, disaster, and fire Keep your credit score stable and in-check by waiting to purchase any big-ticket items until long after the closing Do not open additional lines of credit (i.e. car loan, credit cards etc.) Set a move date and hire movers or plan a move party with your friends Closing and Life After the Big Purchase Beginning just before closing, set up utilities bills in your name and monitor the changeover Maintain filesdigital or printfor all warranties, insurance documents, contracts, etc. Keep original closing documents in a safe place, preferably outside the home (such as a safety deposit box) Implement desired aesthetic changes such as painting, minor construction, and re-flooring Weatherproof your new home Get to know your neighbors and explore your new neighborhood If you are happy with the work of your real estate professional, be sure to recommend her/him to friends and family as well as online at zillow.com. Good information to review in the home buying process. Call, text or email if you have further questions. 717.645.5022, [email protected]. STAY SAFE!!

Just Listed! Well maintained three unit detached property on nice quiet street in Minersville, PA with mountainous views. One one bedroom, one two bedroom and one three bedroom apartments. Two occupied with long term month-to-month tenants; the third unit vacant by choice. Prior tenants occupied for more than 16 years which means nice turnover and newly updated. Owner pays w/s/t. Tenants pay electric heat! No more owner responsibility paying for oil heat! My gosh that hits you in the wallet!! Call today for a private showing of this money maker investment property in Schuylkill County. 717.645.5022