Christopher Hall Mortgage Lender

Thinking of doing a forbearance? First- let’s do some forbearance math! Mom and Dad have a mortgage. It's currently $1,500 per month. Dad gets laid off, calls the servicer, and asks for forbearance. In one phone call, he gets 6 months "off" from paying.... Seven months later, Dad is finally back to work, and hasn't been able to save any money during the forbearance. Forbearance is lifted and servicer says, "That will be $9,000 + $1,500, which is now due". ($10,500) Dad almost passes out and says, WHY??" Servicer: "That's the 6 months of forbearance plus the current month. Dad: "I can’t do that, can we work something out?" Servicer: "Sure, we will spread out the $9,000 over 12 months." Dad: "Phew....ok, good. What will that look like?" Servicer: That will be $2250 a month for the next 12 months." Dad: " OMG!!! I can't afford that." Servicer: "Sorry....." Dad: "Can I refinance?" Servicer: "No because the loan went into forebearance." Dad: "What can I do?" In a nutshell, this is forbearance. Forbearance is NOT forgiveness! We need to keep pushing this message since we are getting so many questions on the subject. If you have ANY questions, you know I am always here for you! You have options! See more

Attention all Teachers!!!! Did you know that there is a $7500 Grant available for you when you purchase a home??? That's right.... a free $7500!!!! If you are a Teacher or if you know any educators that might be interested in this, feel free to DM, Text, or Email me for more info!!!

Do you or someone you know have an interest rate higher than 4.5%???? If so let me know!!! I would love the chance to help you lower your Payments! Give me a call or DM me for more info!!!

Do you or anyone you know have any questions about improving credit????? Lets chat! I help clients everyday get set up to improve their credit score!!!