David Alonzo Smith NMLS #194922

Did you know you are not always required to put down 20 percent down for a home? We offer many mortgage products that allow for down payments as small as 3 percent. Some down payments may even come as a gift from family and allow sellers to contribute toward closing costs. Bottom line, you do not need to wipe out all your savings to buy a home. Contact me today to discuss your options! #Homeownership

With rates progressively falling over the last year, you may have recently noticed the 30-year fixed rates reach levels close to the historic lows of 3.31% seen back in 2012. The graph below provides a visual of the average interest rate on 30-year fixed mortgages since 1971. Contact me today to take advantage of these low rates! - https://www.loandepot.com/davidsmith

It's easy to spend your extra money on impulsive purchases, but if you're still renting, it might be a good idea to consider the benefit of using your tax refund towards a long-term investment such as a home. - https://www.loandepot.com/davidsmith

Don’t put your dream on hold. Your less than ideal credit score doesn’t have to stand in the way of your homeownership goals. Contact me today to learn if you qualify! - https://www.loandepot.com/davidsmith