Millicent Himmelreich

Open Enrollment is beginning for employees... Now is the perfect time to review and update both your Life Insurance and 401(k) / 403(b) / 457 Retirement Plan allocations and beneficiary designation information. This is even MORE important if you recently experienced a Qualifying Life Event such as getting Married or Divorced, welcoming a baby/adopting a child, or a death in the family. If you do not name a beneficiary, or if your beneficiary passes away before you, the dist...ribution of the proceeds from your life insurance policy and / or your retirement account will go to the ESTATE. It is also VERY important to list a Contingent beneficiary in the event that your primary beneficiary precedes you in death. Your Financial Coach See more

Did you know if you own a business, you can pay your kids $12k/year as an expense and your kids don't pay taxes on it?Did you know if you own a business, you can pay your kids $12k/year as an expense and your kids don't pay taxes on it?

By the time I’m done, my clients that implement their financial gameplan joyfully respond with a YES to all these questions and score a perfect ! How would you feel if you were able to answer yes to all these questions?

This is why credit cards can hurt you financially if you’re not fully paying them off each month. Fixed debt compounds monthly, however, revolving debt compounds daily.

If you don't have life insurance, get it. I can help If you have it, make sure it's accurate coverage... I can help And if you think you can't afford it... I can help

Its not so much about how much you make but how much you keep. Keep growing your skills to increase your income and have a plan to save and invest. #investinyourself

Primerica is highlighted in a new USA Today article. Read here how the pandemic has revealed how much middle-income households are financially vulnerable, and how Primerica helps families get on better financial footing. https://www.usatoday.com//will-there-be-a-seco/5446881002/

Mark your calendars: I will be hosting a Special Seminar on Finding Scholarships for your children going off to college! When: July 23 at 7:30 pm Where: Zoom Online... If you are interested or want more information please message me your email address so I can send you the link to the meeting!!

Congratulations and motivation on growing and building!

So excited... Because how I built Steven's 401k mix... He is already back up to where he was prior to all this craziness!! How are your investments?!? If they are down then you really need to have your accounts evaluated!! Let's chat! ...