Montgomery Insurance Inc.

Even if you require your drivers to carry their own insurance, you should still have business car insurance to protect your vehicles and your business in case a driver has an accident while performing work-related tasks.

Property insurance can protect you from a lawsuit if someone trips and is injured on your personal property such as a home or backyard.

Do you ever wonder what would happen if you were in an accident with a very expensive vehicle? If the cost of their repairs and medical bills exceed your coverage limits, they could come after you in court.

As your family changes, your insurance needs may change as well. If you add property to the backyard, like a greenhouse or a shed, it should be listed in the policy.

The first automobile was invented in 1889, and it didn't take long for the first car accident to happen (supposedly) in 1891. Unfortunately, the first car insurance policy wasn't written until 1897, so for six years drivers were on their own if they ran into something.

In the event of a high deductible on a car, only file a claim for damage exceeding the deductible. Too many claims can sometimes raise costs.

Did you know that failure to report an accident to your insurance company could be grounds for policy cancellation? This is true whether the accident was your fault or the fault of the other driver.

Liability insurance is one of the overlooked benefits of property insurance. Personal injury lawsuits can be expensive, so having insurance that protects you from the cost is a great relief.

If my state sets out the minimum amount of insurance for drivers, why should I consider getting more? If you own a home or other property, all of that could be at risk if you are responsible for a serious accident with property and bodily damage above the minimum limits in your policy.

When figuring how much property damage coverage you want for your homeowner’s policy, do not include the value of the land in the figure. Should you need to file a claim on a covered event, the land is not affected.

Does the other driver’s insurance company seem more interested in talking in circles after an accident than compensating your for the damage to your vehicle. If you have full-coverage insurance, we may be able to help.

Did you know that almost 40% of small businesses don’t reopen after a disaster occurs because they weren’t properly covered, according to the National Flood Insurance Program. Don’t let this happen to your business.

The more miles that a car goes every year, the more possibility there is of an accident occurring. Commercial vehicles are known for going a lot of miles every year, and auto coverage specifically for commercial vehicles is made with this in mind.

If you are looking to pay the least amount possible for auto insurance, it is true that only a minimum amount of liability insurance is required. However, if you have an at-fault accident and wreck your vehicle, you'll have to come up with the money for repairs or a new car.

Did you know that insurance has always been part of human society? In ancient times, people entered mutual assistance agreements with others so that the participants of an agreement were bound to help rebuild in case of a calamity.

Sometimes an accident only damages your vehicle and nothing else, but that doesn’t mean the damage doesn’t come with a huge repair bill. Fortunately, commercial insurance has you covered. It will cover any of the damage to your vehicle in case of an accident.