Standard Claims

As we are all surprised with the intensity of the storm hitting the Delaware Valley, please keep us in mind should a tree hit your home, or you have any other ...property damage caused by this weather. We are here to help you interpret your insurance policy, and maximize your recovery so you can put back the things that were lost. Most importantly, keep yourselves, your family, and your pets safe. See more

ITS COLD OUT....IS YOUR HOME PREPARED? If you don't let your faucets run slightly in extreme cold weather, you might have an ice blockage that may cause a large amount of pressure inside of the pipes, making them burst and leak uncontrollably. To keep your house safe during the winter months, when you don't necessarily use the plumbing a lot --such as when you go out on vacation -- you must let the faucets drip slightly. This prevents any kind of burst or freezing that blocks... the water supply to the house. Bursting Pipes Pipes almost never burst at the point ice builds up at. They can handle the freezing expansion. The problem occurs when ice builds up to a point that it begins to expand, increasing the water pressure against the pipe leading into the faucet. When the water pressure builds up enough, the pipe gives way and lets all the water out of it. You should take precautions against a burst when the temperature outside reaches about 20 degrees Fahrenheit, according to The Weather Channel. What Does Dripping a Faucet Do? When you leave the faucet running slowly, any ice that collects around the pipes has little chance of building up properly. Be aware that letting the faucet drip water doesn't totally prevent ice buildups, but it does prevent pipes from bursting by relieving some of the pressure that builds up when a pipe freezes. Don't worry about the water pressure upstream where the pipe picks up water from the source. The pipe's pressure gets automatically relieved since water comes back to the source. What to Do About Frozen Pipes If your pipes freeze anyway, even with your best efforts to continue the flow of water, stop the main water supply to avoid a pressure buildup. Do not try heating the pipe with an open flame. Infrared heating devices or electrical heaters might help you sort out the problem. If that fails, get a plumber to look at the pipe. Do not use anything but an infrared or similar heater to melt the ice inside, for safety reasons.

Over the years we have encountered future clients who state, Oh the contractor said they will assist with my claim. They will talk to the Insurance Company and negotiate figures This is deemed as the UPPA Unauthorized Practice of Public Adjusting and a ruling was upheld in Texas pertaining to this act. Read further a blog presented by NAPIA, (National Association of Public Insurance Adjusters), specifically spelling out how this ruling was reached and the ramifications of such practice. Policyholders always want to be informed by the individuals representing them, what their representation involves. Always remember, only licensed Public Insurance Adjusters are able to represent you with insurance property claims.

As the storm approaches the Delaware and New Jersey shores, many folks and businesses will had flooding, wind and roof damage or collapse and tree limbs damaging homes and property. If you or someone you know has an unfortunate event due to this storm, please pass along our information. We will help them through this tough time and hold their insurance company to a greater "standard" in excellence and recovery. We will be all over the region, from the Jersey Shore to the Lehi...gh Valley, and through Delaware with our clients. No loss is too far away. Most importantly, be safe and heed all local warnings.Property and belongings can be replaced. Our families and loved ones and yes, even our pets, cannot. Thank you all for your support in the past and moving forward as well.