Anthony A. Ivanoski Financial Services

While rising interest rates are a sign of a strong economy, they bring potentially higher costs for borrowers, but also present an opportunity for savers. Rates will likely continue heading slowly upward.

I asked some of the smartest financial and entrepreneurial leaders I know how they manage to enjoy the holiday season to the fullest--without overspending. Here are some of their money-saving ideas.

If saving money were an easy thing to do, perhaps Americans on the whole would be more financially secure. However, the fact of the matter is that 75% of U.S. adults live paycheck to paycheck, and the reason boils down to a glaring lack of savings.