Covenant Financial Advisors

"Sequence of returns" or SOR risk is the possibility that a down market near your retirement date could affect your future spending power. SOR can be nerve-wracking but it is risk you can manage with a well-thought-out plan.

Since last year's exemption hasn't been extended, anyone who is 72 or older in 2021 must make a withdrawal before December 31. Learn more:

With a 2021 GDP forecast that has been revised higher to 4.5% from 4.0%,. Raymond James CIO Larry Adam borrows a few iconic phrases from Dr. Seuss to explain the upside of this change.

Our current economic circumstances are full of teachable moments we can and should share with our children. Consider discussing these money tips and topics with the children in your life.