Mark Joseph Angelone NMLS# 1677476

Happy Monday! Let’s have a great week! A co-borrower can be crucial to helping a buyer qualify for a mortgage. Are you looking to buy a house? Do you need a co...-borrower? Here’s some information: What is a Co-Borrower? Co-borrowers do not live in the subject property as their principal residence, but are willing to assist the borrower in qualifying for the loan. The co-borrower: Must either be a US citizens or own a primary residence in the US. May be a family or non-family member. Will take title to the property with the occupying borrower. What they can do? Provide qualifying income for a borrower who has no income for a purchase. Provide additional qualifying income for a borrower who has income for a purchase. Family member non-occupying co-borrowers can be used for 96.5% LTV purchase transaction on 1-unit properties (unless buying from a family member). What they can’t do! Provide good credit that can be substituted for an occupying borrower’s poor credit.

Hi everyone! Happy Wednesday! Yesterday, Governor Tom Wolf announced that real estate in Philadelphia is open! We are back in business! We wanted to include so...me of the new guidelines for in-person house showings. These rules were created so that everyone can be safe. We picked out the most important ones to share today. We want our clients to know what to expect when they are shopping the market. 1. Every person must wear a face mask 2. Property staging done ahead of time to avoid touching surfaces where possible + clean surfaces between showings 3. Maximum of real estate profession + two people in the house at any given time 4. Must provide sellers with current safety info and protocols + discuss risks of in-person activity 5. All in-person activity must be by appointment 6. Stagger scheduling of showings by at least 30 minutes 7. Time on property must be minimized to activities that can only be done on-site, other activities must be done remotely or outdoors. These are a few of the major ones to point out! BACK IN BUSINESS in PA! ! Let’s get you approved for your mortgage before you start your shopping!

Got this one done in no time! Big shout out to my team at Greentree for stepping up and getting this loan closed in 8 days

Credit score is one of the most important, if not the most important, part of qualifying for a mortgage and having access to the best rates. This can make or break your loan application! Make sure you take care of your credit score.

Happy Monday! Let’s have a great week! A co-borrower can be crucial to helping a buyer qualify for a mortgage. Are you looking to buy a house? Do you need a co...-borrower? Here’s some information: What is a Co-Borrower? Co-borrowers do not live in the subject property as their principal residence, but are willing to assist the borrower in qualifying for the loan. The co-borrower: Must either be a US citizens or own a primary residence in the US. May be a family or non-family member. Will take title to the property with the occupying borrower. What they can do? Provide qualifying income for a borrower who has no income for a purchase. Provide additional qualifying income for a borrower who has income for a purchase. Family member non-occupying co-borrowers can be used for 96.5% LTV purchase transaction on 1-unit properties (unless buying from a family member). What they can’t do! Provide good credit that can be substituted for an occupying borrower’s poor credit.

Happy Easter to all! Stay Safe!

Showing support to the real MVPs during these crazy times. Thank you to all health professionals on the front line, you all rock!!

Good news for our industry! Let’s hope this results in more stable rates next week...

We use this program all the time as it is a great way for young buyers to purchase a home while keeping costs down. Let me know if this may fit your financial situation and/or if I can provide more information here.

Congrats to both of Mark Angelone’s buyers on their gorgeous new homes in Philadelphia, with parking! Thanks to Johny of KW Philly and Amy of Coldwell Banker Preferred - Old City for a great job!

Here are the 3 best ways to improve your credit score that we have seen work! 1. Pay Your Bills on Time You'll want to pay all bills on timenot just credit ca...rd bills or any loans you may have, such as auto loans or student loans, but also your rent, utilities, phone bill and so on. It's also a good idea to use resources and tools available to you, such as automatic payments or calendar reminders, to help ensure you pay on time every month. 2. Get Credit for Making Utility and Cell Phone Payments on time If you've been making utility and cell phone payments on time, there is a way for you to improve your credit score by factoring in those payments through a new, free product called Experian Boost. Check it out online! 3. Don't Close Unused Credit Cards Keeping unused credit cards openas long as they're not costing you money in annual feesis a smart strategy, because closing an account may increase your credit utilization ratio. Owing the same amount but having fewer open accounts may lower your credit scores.

Our lines are always open. Hope everyone has a fun and safe super bowl weekend!

Many of my clients come to me on the front end of their search, telling me that they want to make sure that the home they buy is a solid investment. This video ...explains some of the ways that I make sure my clients are able to purchase a home that works for their personal situation, while also making sure that they will have a solid investment property to hold onto down the road. If you’re considering doing anything real estate related, reach out to me via messenger, email, or phone. [email protected] 302-757-4169