Nate Robbins

Our Rate Special is still going on No, the rate is not everything. But, when you can get rates THIS LOW and still get the best service out there, it creates one heck of a deal. We retain servicing, so your payment will ALWAYS be made to us. And your calls will ALWAYS be answered by us. ... We have incredible turn times. Contact us if you are curious what your saving could be. Nate Robbins 330-592-3422 [email protected]

Tip #5: Did you know if you refinance your mortgage, you get to skip at least one month’s payment? There are prepaid items (escrow) that still must be collected in that time, but they are rolled into the loan amount. So, as far as your monthly cashflow is concerned, you skip the full payment. If you were already considering refinancing, this can be a way to kill two birds with one stone. Not only would you have new loan terms, but it would also allow you to recoup some ...of your holiday spending. #mortgagespecialist #bestofthebest #refinance #knowledgeispower #savemoney

I hope you all have a wonderful Thanksgiving!

Tip#4: Are you wanting to go with a 15yr loan, but not sure you want to commit to the payment? Go with the 30yr and over-pay what you can afford, when you can afford it. Sure you won’t get the interest rate benefit, but when you go with the 15yr you are on the hook for that higher monthly payment. If that works for you, great! If not, the 30yr gives you the flexibility to overpay when you can without locking you into that higher payment on the months you would rather save. #mortgagespecialist #bestofthebest #financing #refinance #newhomeowner

Tip #3: If you like a home, but are short on reserves to pay the closing costs, negotiate to pay a higher sale price in return for a seller credit. This effectively allows you to roll part or all of the closing costs into the loan. For example, if the home is listed at $150,000 negotiate to pay $155,000 in return for a $5,000 seller credit. (In essence you are still paying $150,000). ... Going house hunting and want to know more pro-tips? Give me a call: (330) 592-3422 #mortgagespecialist #bestofthebest #knowledgeispower #newhomeowner