R. Hudson Carr Inc.

As 2016 came to an end and 2017 begins a new year, a new day there are still damages to undo from the prior year. The industry still hasn't figured out a way to manage the sales force with any ethical or moral guideline enforcement. Remember years past when the long distance carriers causes complete chaos in the general consumer market place with slamming? Well this isn't an exclusive practice just for that industry it has bled over into the credit card industry for many year...s. You may ask how could that happen? Easy high pressure telephone calls with very experience telemarketers perhaps leaving the impression they're your current provider or financial institution and there are savings to be had. Most calls are made in peak time of the business day hoping to catch the owner in a distracting moment of the day. Merchant Service Consultants are Electronic Payment Solution Consultants not unlike your Attorney, CPA, Financial Planner. Our first prior is your vision, goals to help you understand your current program and explore options to make this financial tool more cost efficient. Most important to put a trusted professional in your corner that still works under old fashion values of integrity. Have a situation with your current provider that just isn't returning the answers that you're understanding or appreciating? Frustrated that the sales representative that brought this great deal to the table only a year or less is no longer taking your telephone call or emails? You have nothing to lose and everything to gain to contact us. Remember information has value. We have been around since 2002 and still answer our telephone calls or emails. A message from our Merchant Service Division

All Our Friend and Clients

Protecting Your Business (And Your Customers) from a POS Security Breach Day after day, POS software companies are developing an increasing number of options to better protect and serve customers. Though hackers are always innovating, there are steps you can take to protect your data and your customers. By utilizing the tips mentioned in this article, you can work against these hackers and better serve your clientele.... 1. Utilize End-to-End Encryption Encryption is one of the most powerful security tools you can have at your disposal. Recently, Hewlett Packard Enterprise Security teamed up with Ingenico to create a product that will protect customer data from the most prevalent cyber attacks. So how does end-to-end encryption help keep your customers’ data safe? Most malware is designed to steal information the moment a customer swipes their card. By retrieving credit card numbers from a POS machine’s RAM memory, the hacker can gain access to that unencrypted information. If a company chooses to use end-to-end encryption, however, the credit card information will be protected from malware the moment it is swiped. In other words, this process locks the customer’s financial information from the first swipe until it reaches its destination. Since hackers are continuously working to better their own techniques, end-to-end encryption is a method of protection that prevents attacks and eliminates the vast majority of system vulnerabilities. 2. Increase Monitoring All too often, the only security put into place within a business’ system is an easily guessable password. Hackers have developed an array of tools to crack passwords, which can then be used to gain access to financial information. By employing additional security precautions you can help prevent a data breach. Some of the most common methods are the following: Anti-Virus Software Firewalls Two-Way Authentication While utilizing these suggestions is a start, the most beneficial way of protecting your system is by monitoring all payment activity. As a business owner, it is essential to track suspicious activity or vulnerabilities at every computer and POS machine in your establishment. Companies like Netsurion have begun offering security solutions such as these to small- and medium-sized businesses. 3. Test Your Procedures Once you’ve decided to employ end-to-end encryption - or put into place security measures and monitoring techniques to work against cyber attacks - you need to make sure that they’re working efficiently. POS products are often installed by third-party providers who may not specialize in security. Testing will help you find inconsistencies or missteps that could lead to a data breach. The best way to test is by hiring a security specialist. They will pit your POS system’s security measures against the most common forms of cyber attacks.

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