Robert Scolnick

Knowledge is power, especially when it comes to your mortgage. Familiarize yourself with the loan process so you know what’s required and what you need to do to get from application to closing. Read more here: https://bit.ly/3x94ubS

The Federal Housing Administration (FHA) just changed the way lenders calculate student loan debt for mortgage approvals. In the past, we had to assume borrowers were making monthly payments equal to 1% of their full debt balance. Now, the calculation is either what you’re really paying each month, or 0.5% of the full balance if the loans are in deferment. Let’s talk today about how this could benefit you!

Whether you’re refinancing or buying a new home, you can achieve that after a lot sooner than you think. With our streamlined loan process, we can help you close quickly and with ease. Start the conversation with a licensed, experienced CCM mortgage loan officer today.

The jokes, the hugs, the life lessons we love it all! To all the awesome dads out there, have a great Father’s Day!

During one of the most important financial decisions of your life, you want to be informed and reassured every step of the way. You will be when you work with us! Read more here: https://bit.ly/3pXHdHk

Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!

Are you in need of additional funds? An FHA Cash-Out Refinance offers several significant benefits, including the ability to borrow more than you currently owe on your home. https://bit.ly/2KYVtiv

It’s always exciting to unwrap presents, but nothing makes us smile more than the joy our loved ones bring to our hearts. Happy Holidays from the CCM family to yours!

Senior Loan Processor needed. Must be highly experienced and capable of handling a high volume pipeline for a busy mortgage branch. MUST be totally fluent in Encompass and competent to process FHA, USDA, VA and Conventional loans. If you don’t meet these qualifications, please don’t waste your time or ours by replying. This is a Remote Position, permanently, regardless of Covid, with a salary of $80,000 and a $20,000 hiring bonus. We are a high volume net branch for a major mortgage company and I have been a top producing LO for over 25 years and a net branch manager with multiple locations for 15+ years. We currently employ 2 well seasoned processors to assist you and you will have a lot of support. If qualified and interested, please send your resume for review.

When you’re finally reaching the finish line during the homebuying process, it’s important to be ready! Here is what you should expect when you close on a home. https://bit.ly/3mCnb1M

Finding the best vendors to achieve the home renovation of your dreams is straightforward and simple: Talk to them, talk to the people you know and see what they’ve done in the past. https://bit.ly/2J4EPwT

Easy requirements, outstanding benefits. Our new FHA loan program includes a grant you can use toward your down payment and/or closing costs. https://bit.ly/35w67DT

Getting mysterious phone calls is scary. Hearing nothing from your mortgage lender is scarier. Find out why communication is everything during the home loan process. https://bit.ly/2IOr5pX

One of the biggest misconceptions about a Home Equity Conversion Mortgage is that the lender owns your home. It’s one of 5 HECM myths that get a dose of reality in this article. https://bit.ly/3j90cJZ

Your living space is doing double duty. Make it work for you by creating the office you need in the home you love. Check out our ideas for projects and how you can finance them. https://bit.ly/3k5EiZr

Is working from home your new reality? Time to create the home office you deserve! Here are some inspiring ideas and financing options to get you started. https://bit.ly/34GMTuY

Cruise through your homebuying journey quickly and efficiently by avoiding these major roadblocks! We can help you navigate the mortgage process and get to your closing destination. Get started at https://bit.ly/36GvkxL

Once your loan is closed, you’ll start receiving snail mail offers for services you didn’t ask for and may not want. We don’t sell your information, but when your deed is recorded, certain items become public record. The good news is, there are ways you can opt out! Call or email us for more details.

Now even more homebuyers can qualify for a mortgage with our new proprietary products! We have lower down payment and credit score requirements as well as higher loan limits for our Asset Qualifier and Bank Statement programs. We’ve also added programs that allow you to qualify with your 1099s and investor cash flow. Contact us for more details or to get started on the road to homeownership!

With the Dream House Down Payment Assistance Program, qualified FHA homebuyers can receive 3.5% of the final loan amount to use for their down payment and/or closing costs. Get in touch to start the easy approval process!

You’re drawn to an online listing for a home, but there aren’t a lot of photos. You see it in person, and it needs work. Do you give up, or do you explore your loan options? https://bit.ly/2ZAZyh8

If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate. Sandy Dahl, wife of Flight 93 pilot Jason Dahl.

If you’re lucky enough to have the day off, enjoy your Labor Day. If you’re working, thank you for all you do. We appreciate you!