Stonebridge Home Loans

Phoenixville is one of our favorite walkable towns - with tons of shops, restaurants, coffee shops, yoga studios, and art galleries, there's something for everyone! Browse all homes for sale in the Phoenixville area here: https://www.everyhome.com//Phoenixville-Area-School-Distri

It’s called Valkyrie, and its purpose is to shatter preconceived notions about the size, shape, and fundamental purpose of superyachts.

Looking for a place in Southampton? Welcome Home! This split level is located on a corner lot in highly desirable Burgundy Hills. There is a large foyer entrance and storage closet with wide stairs that lead to formal living room and dining room. There is an eat-In kitchen with plenty of counter space with stairs that lead down to family room and 1/2 bath. Upstairs you will find 3 nice size bedrooms with ample closet space and a full bathroom with adjacent linen closet. There is also a side entrance into house next to garage that leads into spacious mud room/laundry room that has plenty of storage. Follow the link attached to find out more: https://bit.ly/3wqJz38 If you haven’t got pre-approved yet, call in today or fill out an application online to get started: 215-357-7934 | sbfmortgage.com

We are honored to be a Platinum Status partner with Franklin American Mortgage! Great relationships like this allow us to quickly and easily guide borrowers through the home buying process. Contact us to get started today! 215-357-7934 | sbfmortgage.com

#TestimonialTuesday

Reviews are a crucial part to our small business. Thank you borrowers for your awesome feedback - we value you!

Jeffree Star Cosmetics recently listed his hidden hills, CA home for $20,000,000. 19,549 sf. 7 bd, 12 ba. 2.82 acres.

Congratulations to our winner, Elizabeth Bagnell !

Interested in this 30oz Yeti? Stonebridge is having a giveaway for our custom tumbler! See our previous post for exact details on how to enter it’s super simple. Giveaway contest ends Tuesday 06/29, 10AM EST.

#Giveaway Contest We are giving away one of our custom 30 oz Yeti tumblers! This insulated tumbler is versatile and ideal for on-the-go hydration, whether your drink of choice is piping hot or ice-cold. Follow these simple steps to participate in the yeti giveaway:... 1. Like Stonebridge Home Loan’s page (if you haven’t already). 2. Like this post. 3. Let us know in the comments below how many how many pieces of candy you think are in the glass pitcher Whomever follows all the steps AND comes closest to actual amount of candy in the pitcher, will have the customized Yeti delivered to them! Next week we will announce our winner. Let the guessing begin!

Searching for a listing in Buck’s County, PA? Be sure to check out this remarkable home. This property is worth keeping on your radar with features like a private back yard, a lot of natural light and a spacious living area! Learn more about this home by following the link: https://www.mcohenrealestate.com//Newto/21-Partridge-Court If you haven’t got pre-approved yet, call in today or fill out an application online: 215-357-7934 | sbfmortgage.com

Today's Partner Spotlight: Matt Cohen, Realtor! Matt is a real estate agent with Better Homes Realty Signature Properties in Bucks County, PA and the surrounding counties. He provides homebuyers and sellers with professional, responsive and attentive real estate services. Not only does Matt go over and beyond to find off market opportunities for buyers, he also effectively markets homes to sell at a quick turnaround time. Give Matt a call if you are buying or selling! Matt Cohen, Realtor: (267) 884-1873 | [email protected]

Thinking of Buying a Home This Year? Now is the Time... The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season. 1. Mortgage Rates Are Historically Low... In 2020, mortgage rates hit all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com notes: Given this means homes could cost potentially tens of thousands less over the lifetime of the loan. Essentially, it’s less expensive to borrow money for a home loan today than it has been in years past. Although mortgage rates are expected to remain relatively low in 2021, even the slightest increase can make a big difference in your payments over the lifetime of a home loan. So, this is a huge opportunity to capitalize on right now before mortgage rates start to rise. 2. Equity Is Growing According to John Burns Consulting, 58.7% of homes in the U.S. have at least 60% equity, and 42.1% of all homes in this country are mortgage-free, meaning they’re owned free and clear. In addition, CoreLogic notes the average equity homeowners gained since last year is $17,000. That’s a tremendous amount of forced savings for homeowners, and an opportunity to use this increasing equity to make a move into a home that fits your changing needs this season. 3. Home Prices Are Appreciating According to leading experts, home prices are forecasted to continue appreciating. Today, many experts are projecting more moderate home price growth than last year, but still moving in an upward direction through 2021. Knowing home values are increasing while mortgage rates are so low should help you feel confident that buying a home before prices rise even higher is a strong long-term investment. 4. There Are Not Enough Homes for Sale With today’s low inventory of homes on the market, which is contributing to this home price appreciation, sellers are in the driver’s seat. The competition is high among buyers, so homes are selling quickly. Making a move while so many buyers are looking for homes to purchase may mean your house rises to the top of the buyer pool. Selling your house before more listings come to the market in the traditionally busy spring market might be your best chance to shine. Bottom Line If you’re considering making a move, this may be your moment, especially with today’s low mortgage rates and limited inventory. Let’s connect to get you set up for homebuying success in the new year. An early preapproval is always a great idea so you don't miss out on the home your really want!

Thank You Again to Everyone For Your Business This Year! Wishing Everyone a Very Happy and Healthy 2021!

Thinking of Buying a Home? Why A Preapproval is Your Most Important First Step... 1. Many agents won't take the time to show you a home without a preapproval in hand. ...It may be a waste of their time and yours to look at homes if you are not a qualified borrower. You may also be setting yourself up for disappointment looking at homes you can not afford.... 2. Find out exactly how much money you will need for a down payment and closing costs. ...It is important to know what you will need to bring to the table and to put a plan in place if you don't currently have the funds you need. We can discuss your options including gift money, sellers assist, and lender credits, all of which can help to get you in the home you've been looking for. 3. Find out if there is anything in your credit history that may be holding you back from qualification. ...By reviewing your credit we can see if there are any issues that need to be addressed. I can also review your credit to see if there are steps you can take to improve your credit score. An improved credit score can mean a lower interest rate and lower MI. Both can save you $$ on your monthly payment. 4. Learn about the different programs that may be available to you and see which options work best. ...No borrower is the same, which is why different lending options work better for different buyers. I can help to educate you on a number of loan options and we can choose the one that best suits your individual needs. 5. In a competitive market you don't want to miss out on the home of your dreams. ...With lower inventory on homes, houses are selling fast! Be ready with a preapproval in hand and the knowledge of what you can afford. By getting preapproved early you will know that there is nothing holding you back from buying the home you really want! Call for a free consultation and make home ownership your reality! Stonebridge Home Loans 1148 Street Road Southampton PA 18966 215-357-7934 NMLS #51417

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